On the brink of losing your home? Let us help.

The Nevada Affordable Housing Assistance Corporation (NAHAC), a nonprofit organization, administers the Nevada Hardest Hit Fund®, which is funded by the United States Department of the Treasury.

Don’t worry. There’s still hope. And, Hope Keeps a Home™.


Find out if you qualify.
Find out if you qualify

Is your home in Nevada?

Question 1/12

Yes No Restart

Do you own and occupy your home as your primary residence?

Question 2/12

Yes No Back Restart

Is the amount you owe on your first mortgage loan less than or equal to $484,350?

Question 3/12

Yes No Back Restart

Is your household income less than or equal to $98,500?

Question 4/12

Yes No Back Restart

Have you experienced a financial hardship (such as loss of income, significant medical expenses, divorce, severe negative equity, etc.) that is making it difficult for you to keep your home?

Question 5/12

Yes No Back Restart

Are you in an active bankruptcy?

Question 6/12

Yes No Back Restart

Have you received Nevada Unemployment Insurance Benefits (UIB) within the past 90 days?

Question 7/12

Yes No Back Restart

Are you two or more payments past due on your first mortgage loan?

Question 8/12

Yes No Back Restart

Do you owe more on your first mortgage than your home's current value?

Question 9/12

Yes No Back Restart

Do you have a 2nd mortgage on your home?

Question 10/12

Yes No Back Restart

Are you currently participating in a trial payment plan for a modification with your mortgage servicer?

Question 11/12

Yes No Back Restart

Are you working with your mortgage loan servicer on a Deed in Lieu of Foreclosure or a Short Sale?

Question 12/12

Yes No Back Restart

Don't worry, other programs are available.

Although you do not qualify for Nevada's Hardest Hit Fund® program, your mortgage servicer or housing counselor from a HUD-approved agency may have other options that are available to you. These options include:

  1. 1) Federal Mortgage Relief
    • Loan Modification
    • Refinance
    • Short sale assistance
    • Deed in lieu help

    More Information

  2. 2) Your Mortgage Servicer
    • Forbearance
    • Repayment plan
    • Short sale
    • Cash for keys

    Contact your service provider for more information.

Still have Questions? Call us at (888) 320-6526

The Hardest Hit Fund® saved my life.  I thought I would be out on the streets, living in my car.  I came here for help and they were amazing.  They’ve gone beyond my dreams.  If you need help, this is the place to come. They are awesome, and I’d recommend them to anyone who asks.

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