Housing Related Assistance

  • Experienced an eligible financial hardship that occurred on or after January 21, 2020 due to COVID-19.
  • Reinstatement assistance of up to $65,000 total per household for eligible housing related expenses, such as property taxes, homeowner’s insurance, homeowner’s association (HOA) dues, including lot rent.
  • Must be at least two months or more payments past due at the time of application or currently be unemployed and show evidence of unemployment benefits collected on or after January 2020.
  • Household income must be equal to or less than 150% of the area median income or 100% of the median income for the United States, whichever is greater.
  • Homeowner must own and occupy a single-family Nevada home (1-4 unit), condominium or manufactured/mobile home and it must be their primary residence.
  • Properties with a 1st priority mortgage secured by a Home Equity Line of Credit (HELOC) must be past the drawdown period.
  • A 3-year forgivable lien may be required (excludes mobile/manufactured homes that are not converted to real property).
  • Loan balance on the date the loan was originated must not exceed the conforming loan limit amount set by the federal government on the year the loan was originated.